Accept payments
Terminals that take every card your customer pulls out, programmed before they ship.
Chip, tap, swipe, PIN debit, mobile wallet. We place the hardware, program it for your business, and stay on the phone until the first batch settles. If a device fails, a replacement ships out.
- EMV chip and contactless tap on every device we place
- PIN debit routing — often the cheapest way to run a debit card
- Countertop, wireless and pay-at-table options
- Free placement on qualifying volume, no lease
What you get
In-person payments, set up properly.
Six things that actually matter, and what each one does for your business.
EMV chip and contactless
Every terminal we place reads chip cards and takes tap — physical contactless cards plus Apple Pay and Google Pay. Chip and tap also move liability for counterfeit fraud away from you, which is the part most owners never get told.
PIN debit
A PIN-entered debit transaction is priced under a regulated cap rather than as a credit interchange category. On a business with heavy debit volume this is one of the largest real savings available, and it needs an encrypted PIN pad to work.
Countertop versus wireless
Countertop units run on ethernet or a phone line and never lose signal. Wireless units run on Wi-Fi or LTE and go to the customer — patio tables, curbside, a trade show booth. Most businesses want one of each rather than a compromise.
Pay-at-table
Handheld units that take payment at the table cut ticket time and stop cards leaving the customer's hand. For full-service restaurants they also raise tip averages, because the tip prompt is on the screen in front of the guest.
Gift and loyalty
Branded gift cards processed through the same terminal, with balances tracked centrally. Loyalty programs that key off the card number rather than an app nobody downloads.
Hardware families we place
Dejavoo and PAX countertop and wireless terminals, Clover for businesses that want an app-based POS, NRS POS for convenience and smoke shops, and Shift4 SkyTab for restaurant service. Which one you get depends on your business, not on what we have in stock.
Get the terminal right and you stop thinking about payments
Most in-person payment problems are setup problems, not hardware problems. A terminal that was never programmed for tip adjustment makes servers key tips by hand. A terminal without a PIN pad silently routes every debit card as credit and costs you real money on every transaction. A terminal on the wrong batch cutoff deposits Friday's sales on Tuesday.
We program the device around how your business actually runs — tip prompts, invoice or ticket numbers, clerk IDs, batch time, receipt header — before it ships. Then we stay on the phone the first day it is live.
What we need to pick the right device
Three things decide it, and none of them require a sales visit:
- Where the transaction happens — at a counter, at a table, in a truck, in a customer's driveway
- Whether you need to integrate with an existing POS, or want the terminal to be the POS
- Your debit share, which decides whether a PIN pad pays for itself immediately
Keeping the hardware you already own
If you bought your terminal outright, there is a good chance it can be reprogrammed onto our processing rather than replaced. If you are in a lease, that is a separate contract from your processing agreement and it usually has to run its course — we will read it with you and tell you honestly what can and cannot be unwound.
Either way, nobody at Terrab Solutions gets paid to sell you a machine. Free placement on qualifying volume means the equipment conversation stops being a negotiation.
Accounts placed through our processor and banking network
Free statement analysis
Let's get in-person payments right on your account.
Send one recent statement and we will show you what changes, in writing, with the arithmetic on the page. No contract and no obligation either way.
Terrab Solutions is a registered agent/ISO partner. Rates and approval subject to underwriting. Estimates are not a binding quote.
Straight answers
In-person payments questions
On qualifying volume, yes — placed, not leased and not sold. You use it while you process with us and return it if you leave. There is no equipment lease to sign, which matters because terminal leases are the single most expensive contract in this industry.
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