Salons, Barbershops & Spas
Every chair takes cards. Every tip lands where it should.
Salons, barbershops, nail studios and spas. Simple tip handling, booth-rent friendly setups, and a rate that doesn't shrink your stylists' take-home.
- No contracts or cancellation fees
- Free terminal or POS placement
- 24/7 human support
- Approvals in 24–48 hours

What we actually fix
The four problems we hear from salons & barbershops every week.
Tips split across chairs
Independent stylists and booth renters need tips tracked per operator without three separate merchant accounts to reconcile.
Booking software lock-in
Your scheduler shouldn't dictate your processing rate. We integrate where possible or run alongside it — your choice.
Card-not-present no-shows
Store a card on file for deposits and no-show fees, priced correctly instead of getting hit with the highest downgrade tier.
Small tickets, frequent visits
A $25 haircut is mostly per-item fee. We show that line separately so you can see what actually costs you money.
Recommended setup
Clover Mini or Flex, plus mobile tap readers
Clover Mini at the desk with per-operator logins and tip reporting, or a Clover Flex handheld for chair-side checkout. Free mobile tap readers for booth renters.
Placed free on qualifying volume — no lease, no purchase
“Six chairs, six ways of taking money. Now it is one system, tips report per stylist, and I stopped doing math on Sunday nights.”
Run your numbers
Pre-loaded with typical numbers for your industry.
Change them to match your business. The math is transparent interchange-plus and the result is an estimate, not a quote.
Savings estimator
What are you actually paying to accept cards?
Four inputs. Transparent interchange-plus math, shown line by line. No email required to see the number.
No statement handy? We assume 3.05% — the blended rate we see most often on flat-rate and bundled accounts.
Estimated savings
24% lower$9/ month
$104 a year
- What you pay today
- $854/mo
- Estimated Terrab cost(2.31% effective)
- $645/mo
- With cash discount (0.09% effective)
- $829/mo saved
Interchange-plus model: interchange 1.80% + $0.10 per item, plus a 0.05% + $0.05 markup and a $39.99 monthly service fee, disclosed up front and never changed without notice. This is an estimate, not a quote — your real number depends on your card mix and comes from your statement.
Accounts placed through our processor and banking network
Free statement analysis
Get salons & barbershops pricing in writing.
One recent statement is all we need. No contract, no obligation, and you keep the analysis either way.
Terrab Solutions is a registered agent/ISO partner. Rates and approval subject to underwriting. Estimates are not a binding quote.
Straight answers
Common questions
Interchange is the non-negotiable fee the card-issuing bank charges on every transaction — roughly 1.5% to 2.2% plus a per-item fee depending on the card and how it is run. Nobody can discount interchange. What an agent controls is the markup on top of it. We quote interchange-plus so you can see the markup as its own line instead of one blended number that hides it.
Other industries we serve