Cordova, TN
Franchise-heavy Cordova gets franchise-priced. Independents can do better.
Interchange-plus at 0.05% over cost, free terminal or POS, no contract. Around 25 minutes from our Collierville base, up Houston Levee and Macon.
- No contracts or cancellation fees
- Free terminal or POS placement
- 24/7 human support
- 0.05% + 5¢ over interchange
What processing actually looks like in Cordova
The Germantown Parkway corridor is one of the busiest retail stretches in the metro, and it is dominated by franchise operations. If you run an independent restaurant or shop in that mix, you are competing on convenience against businesses whose processing is set centrally — and you are usually paying more per transaction than they are for exactly the same interchange.
Franchisees have their own version of the problem. Corporate often mandates a POS platform but not the processor behind it, and plenty of operators never learn they can keep the required software while moving the merchant account to interchange-plus. If you are on a mandated platform, bring us the statement and we will tell you honestly whether you are free to move.
Cordova's other characteristic is drive-through and to-go volume, where speed of authorization and reliable connectivity matter more than the last basis point. Hardware that stalls at the window costs more in walked orders than any rate difference.
Where we work in Cordova
Germantown Parkway — Dense franchise and independent restaurant and retail traffic all day, every day.
Dexter Road — Neighbourhood retail, salons and quick-service with local repeat trade.
Macon Road — Service businesses and light commercial with keyed and invoice-based volume.
We also cover Bartlett, Germantown and Berryhill on the same terms. ZIP codes served here include 38016, 38018.
Run your own Cordova numbers
Our markup is 0.05% plus 5¢ over interchange with a $39.99 monthly fee, disclosed and never changed without notice. Put your real volume in and see what that means.
Savings estimator
What are you actually paying to accept cards?
Four inputs. Transparent interchange-plus math, shown line by line. No email required to see the number.
No statement handy? We assume 3.05% — the blended rate we see most often on flat-rate and bundled accounts.
Estimated savings
24% lower$101/ month
$1,212 a year
- What you pay today
- $1,373/mo
- Estimated Terrab cost(2.31% effective)
- $1,041/mo
- With cash discount (0.06% effective)
- $1,348/mo saved
Interchange-plus model: interchange 1.80% + $0.10 per item, plus a 0.05% + $0.05 markup and a $39.99 monthly service fee, disclosed up front and never changed without notice. This is an estimate, not a quote — your real number depends on your card mix and comes from your statement.