Southaven, MS
Southaven merchants are quoted like big-box tenants. You should be priced like the independent you are.
Interchange-plus at 0.05% over cost, free terminal or POS, month-to-month. Based in Collierville, about 40 minutes across the metro to Airways — an appointment, not a shipped box.
- No contracts or cancellation fees
- Free terminal or POS placement
- 24/7 human support
- 0.05% + 5¢ over interchange
What processing actually looks like in Southaven
Southaven's retail density around Airways Boulevard and Goodman Road is a double-edged thing for an independent operator. The traffic is excellent, but you are competing beside national chains whose processing is negotiated at a corporate volume you cannot match — and processors know it, so independents here get quoted tiered rates with a 'small business' premium baked in.
Interchange is the same wholesale cost for you as it is for the chain next door. The only thing that differs is the markup on top, and ours is 0.05% plus 5¢ regardless of your size. That single fact is usually worth more to a Southaven retailer than any equipment giveaway.
Seasonality matters here too. Businesses near Snowden Grove and the outlet traffic see sharp swings between summer tournament weekends and January. Month-to-month terms mean a slow quarter does not leave you paying an early-termination fee to get out of a bad rate.
Where we work in Southaven
Airways Boulevard — Big-box anchors with independent retail and quick-service restaurants filling the strip centres between them.
Goodman Road — Continuous retail and restaurant frontage running east toward Olive Branch — the route we come in on.
Snowden Grove / Silo Square — Event-driven and seasonal traffic where volume swings hard by month.
We also cover Horn Lake, Walls and Lake Cormorant on the same terms. ZIP codes served here include 38671, 38672.
Run your own Southaven numbers
Our markup is 0.05% plus 5¢ over interchange with a $39.99 monthly fee, disclosed and never changed without notice. Put your real volume in and see what that means.
Savings estimator
What are you actually paying to accept cards?
Four inputs. Transparent interchange-plus math, shown line by line. No email required to see the number.
No statement handy? We assume 3.05% — the blended rate we see most often on flat-rate and bundled accounts.
Estimated savings
24% lower$104/ month
$1,252 a year
- What you pay today
- $1,373/mo
- Estimated Terrab cost(2.31% effective)
- $1,041/mo
- With cash discount (0.06% effective)
- $1,348/mo saved
Interchange-plus model: interchange 1.80% + $0.10 per item, plus a 0.05% + $0.05 markup and a $39.99 monthly service fee, disclosed up front and never changed without notice. This is an estimate, not a quote — your real number depends on your card mix and comes from your statement.