Gas Stations & Fuel
Fuel margins are thin. Your processing rate shouldn't make them thinner.
Pump-integrated processing for gas stations and fuel c-stores across the Memphis metro and nationwide. Free statement analysis, free equipment, month-to-month.
- No contracts or cancellation fees
- Free terminal or POS placement
- 24/7 human support
- Approvals in 24–48 hours
What we actually fix
The four problems we hear from gas stations & fuel every week.
Pump and dispenser integration
We certify to your existing controller — Gilbarco, Wayne or Bennett — so inside and outside sales settle on one deposit and one statement.
EMV at the pump liability
Non-EMV dispensers eat chargebacks. We map what needs upgrading, what can wait, and how to stay compliant without a forklift replacement.
Fuel and fleet card acceptance
Voyager, WEX and fleet cards run at their own rates. We price them line by line instead of burying them in a blended number.
High volume, low margin
At 6,000+ transactions a month, a quarter point is real money. Interchange-plus pricing shows you exactly what the markup is.
Recommended setup
NRS or Shift4 forecourt-ready POS
Free NRS POS for the inside store with age verification and scan-based inventory, or a Shift4 configuration when you need a full forecourt controller tie-in. Free Dejavoo or PAX terminal as a backup lane.
Placed free on qualifying volume — no lease, no purchase
“Our old provider blended the fleet cards into one rate so we could never tell what we were paying. The side-by-side made it obvious in ten minutes.”
Run your numbers
Pre-loaded with typical numbers for your industry.
Change them to match your business. The math is transparent interchange-plus and the result is an estimate, not a quote.
Savings estimator
What are you actually paying to accept cards?
Four inputs. Transparent interchange-plus math, shown line by line. No email required to see the number.
No statement handy? We assume 3.05% — the blended rate we see most often on flat-rate and bundled accounts.
Estimated savings
27% lower$397/ month
$4,760 a year
- What you pay today
- $5,490/mo
- Estimated Terrab cost(2.23% effective)
- $4,013/mo
- With cash discount (0.01% effective)
- $5,465/mo saved
Interchange-plus model: interchange 1.80% + $0.10 per item, plus a 0.05% + $0.05 markup and a $39.99 monthly service fee, disclosed up front and never changed without notice. This is an estimate, not a quote — your real number depends on your card mix and comes from your statement.
Accounts placed through our processor and banking network
Free statement analysis
Get gas stations & fuel pricing in writing.
One recent statement is all we need. No contract, no obligation, and you keep the analysis either way.
Terrab Solutions is a registered agent/ISO partner. Rates and approval subject to underwriting. Estimates are not a binding quote.
Straight answers
Common questions
Interchange is the non-negotiable fee the card-issuing bank charges on every transaction — roughly 1.5% to 2.2% plus a per-item fee depending on the card and how it is run. Nobody can discount interchange. What an agent controls is the markup on top of it. We quote interchange-plus so you can see the markup as its own line instead of one blended number that hides it.
Other industries we serve